BCAJ Investments West can find the best solution for your life insurance needs. With many years of experience, you can be confident that BCAJ will help you assess your goals and unique situation in order to get you the best plan possible.

Watch the following Life Insurance Video to better understand the benefits of investing in life insurance.

BCAJ Investments West offers an alternative to traditional payment for life insurance for affluent seniors called Premium Financing of Life Insurance.

Premium financing is a method of funding the purchase of life insurance for seniors who have significant assets, but do not want to use their own liquid capital to pay the premium on a life insurance policy. In other words, Life insurance premium financing is a loan that allows affluent clients to buy life insurance using the new policy as primary collateral. 

This not only defers costs, but also frees up cash flow. Loans can then be repaid by the client’s trust, current assets, by the death benefit of the life insurance policy or retired as a life settlement. This can be an attractive option for many of our customers, and we encourage you to set up a consultation to learn more about the possibilities of premium financing or any of your life insurance needs.